Heat the olive oil in a large pot over medium-high heat. Add the diced onions and green bell pepper. Cook for 5–7 minutes, stirring occasionally, until the vegetables are soft and translucent.
Add the minced garlic and cook for an additional minute, stirring frequently to prevent burning.
Add the ground beef to the pot. Cook, breaking it apart with a wooden spoon, until the beef crumbles and no pink remains, about 5–7 minutes. Drain excess fat if needed.
Stir in the tomato sauce, black beans, kidney beans, spices (chili powder, cumin, cayenne, garlic powder, paprika), salt, pepper, and water. Mix well to combine.
Cover the pot with a lid and reduce the heat to low. Let the chili simmer for 20 minutes, stirring occasionally to prevent sticking.
Taste and adjust seasoning if needed. Serve hot with optional toppings like diced green onions or avocado.
Notes
Additional Toppings: 2 green onions diced & 1 avocado diced
More flavor: add half a package of bacon, diced; this will also add more protein!
Leftovers: Store in an airtight container for up to 5 days or freeze
Gestational Diabetes Carb Count: 29 g
Less carbs: Eliminate the one of the beans.